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šŸ‘ā€šŸ—Ø Sesemi STR Hot Sheet | šŸ“² STR Mortgages

Dear Sesemi STReet -

Just a quick hello and head’s up that THE LAZY RIVER LODGE is coming BACK ON MARKET and we have ALL inspections reports available!

This turn-key STR with proven average performance of ± $135K in gross annual income and projections for up to a 20% increase in revenue! Best of all - we have pre-negotiated a sales price of $900K and ALL inspection reports available!

This impressive and productive property features:

  • 5 Bedrooms + 4.5 Bathrooms

  • Lazy River Frontage

  • Indoor Pool

  • Hot Tub

  • Separate living areas

  • Sold turn-key furnished

Featured Property of the Week : Lazy River Lodge

53345 Riverview Dr La Pine OR

Lodge-style retreat on 2.7 private acres offers pristine Little Deschutes River frontage, a private dock, gazebo, walking path, and direct float access to La Pine State Park. Designed for connection and comfort, it features 5 bedrooms, 4.5 baths, two kitchens, multiple living areas, and space to host 14 people. Average income of ± $135K Gross Annual Income and projections of up to $165K!

Ask for income, video tour and transactional detail overview*

šŸ“† July 2025 STR Recap: 100% Bonus Depreciation, Regulation Updates, Rate Watch & What Investors Need to Do by September

July was a milestone month for STR investors, with major tax incentives restored, regulatory shifts in key markets, and steady mortgage rates keeping the landscape competitive. If you’ve been considering a purchase, now is the time to act—especially if you want to qualify for full-year STR tax benefits in 2025. Here’s your updated monthly breakdown:

šŸ STR Loophole Deadline: Why the Next 60 Days Matter

To qualify for material participation in 2025 and unlock the STR tax loophole, the clock is ticking. Here’s an example timeline for investors:

šŸ” Example: Closing in August or September to Qualify for 2025

• Close on Property: Before October 1, 2025• Place in Service: Property must be cleaned, furnished, and listed for rent ASAP• Start Logging Hours: You must meet material participation thresholds by Dec. 31, 2025

(500+ total hours, or 100+ hours and more than anyone else)

• Bookings Not Required: What matters is availability and your active involvement, not revenue

šŸ Why It Matters: Closing by early fall gives you the runway needed to hit your hour requirements before year-end. This opens the door to writing off tens (or hundreds) of thousands via 100% bonus depreciation—newly revived for 2025.

šŸ’° 100% Bonus Depreciation Is Back (Retroactive!)

One of the biggest wins this year: 100% bonus depreciation was officially reinstated on July 4, 2025, as part of the One Big Beautiful Bill Act (OBBBA).

Key Benefits:

• Deduct full cost of furniture, appliances, renovations, and capital improvements in 2025

• Massive impact on high-income STR investors—especially those using cost segregation studies

• Retroactive for all of 2025 (not just post-July acquisitions)

šŸ“Œ To qualify:

• Place assets in service by Dec 31, 2025

• Meet material participation rules

• Consider a cost segregation study to maximize deduction buckets

šŸ“‰ July Mortgage Rate Trends – Momentum is Down

Mortgage rates in July held mostly steady, but early August data shows aĀ slight downward shift—a welcome sign for buyers and investors positioning for year-end.

July 2025 Averages:

  • 30-Year Fixed:Ā 6.73%

  • 15-Year Fixed:Ā 5.87%

  • 30-Year Jumbo:Ā 6.82%

August 8 Snapshot:

  • 30-Year Fixed:Ā 6.63%

  • 15-Year Fixed:Ā 5.92%

  • 30-Year Jumbo:Ā 6.65%

šŸ“ˆ Compared to this time last year (6.47% average), rates are only 0.16% higher. This could be a sign to lock in.

Twelve Waterfront Luxury STRs For Sale:

  • 10277 Sweet Creek Rd Mapleton OR | 3 / 2 1792SF - Riverfront updated home and STR eligible. Asking $825,000

  • 100 Rhododendron Dr Florence OR | 3 / 3 1952SF - Riverfront STR eligible. Target $795K- Asking $844,000

  • 73028 Crannog Rd North Bend OR | 3 / 3 2652SF - Lakefront and STR eligible. New private well + Dune Access. Asking $879,000

  • 1113 N Highway 101 UNIT 52,Ā Depoe Bay OR | 2 / 2 1348SF - Oceanfront townhome with STR zoning. Asking $925,000

  • 4838 Lake Blvd Florence OR | 3 / 4 2752SF - Active STR. ā€˜Transferrable’ Asking $975,000

  • 84284 Alder Dr Florence OR | 3 / 3 2414SF - Lakefront active STR sold turn-key. Asking $1.190M

  • 56532 Eclipse Dr Bend OR | 2 / 2 1650SF - Riverfront on the BIG Deschutes River. Asking $1.2M

  • 93646 Mallard Ln North Bend | 4 / 4 3495SF - Bayfront high quality estate. Asking $1.25M

  • 1209 S Prom Seaside OR | 3 / 3 2820SF - ā€˜Oceanfront’ updated home & STR eligible. Asking $1.4M - Target $1.25M*

  • 108 Sea Cliff Terr Brookings OR | 5 / 5 5571SF - Waterfront Estate. Eligible for Wander.com managment projected AGI $180K+ Asking $2.198M

  • 17181 Merganser Dr Bend OR | 4 / 4 3624F - Riverfront Estate sold furnished. Asking $2.562M

  • 7304 SW Pacific Coast Hwy Waldport OR | 8 / 6 5526SF - Oceanfront luxury STR with $200K± AGI. Asking $2.595M

šŸ‘ā€šŸ—Ø Our exclusive STR HOT SHEET is updated daily and features 100+ active and off market vacation rental properties for sale. Search 24/7/365 at www.sesemisheet.com

Thank you for reading this week’s edition of Sesemi STReet your premier information source for vacation Rental and investment property insight throughout Oregon & California.

Browse ALL active and eligible Oregon Coast vacation rentals listed for sale on our invite only STR HOT website SESEMI SHEET updated daily! Text for secret passcode.

Selling a property sometime soon? Supercharge your 1031 exchange search with HIGH ROI properties including: Apartment Complexes, RV & Mobile Parks, Storage, Industrial, Commercial and Development Opportunities.

P.S. As a licensed NMLS mortgage broker with Loan Factory - utilize our industry leading pricing tool for mortgage options anywhere in the country.

Anthony AJ Wong
Licensed Oregon Real Estate Broker | NMLS Mortgage Broker
Fathom Realty Oregon & Loan Factory
šŸ“ž 541-800-0455 | License #201231202
🌐 My WebsiteĀ | šŸ‘–Bigger Pockets Feature Agent ProfileĀ | šŸ—“ļøBook 15 Minute STR Consultation
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FL NMLS ID: 2297941

Weekly curated list of the HOTTEST luxury vacation rental properties on market.

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