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šāšØ Sesemi STR Hot Sheet | š² STR Mortgages
Dear Sesemi STReet -
Just a quick hello and headās up that THE LAZY RIVER LODGE is coming BACK ON MARKET and we have ALL inspections reports available!
This turn-key STR with proven average performance of ± $135K in gross annual income and projections for up to a 20% increase in revenue! Best of all - we have pre-negotiated a sales price of $900K and ALL inspection reports available!
This impressive and productive property features:
5 Bedrooms + 4.5 Bathrooms
Lazy River Frontage
Indoor Pool
Hot Tub
Separate living areas
Sold turn-key furnished
Featured Property of the Week : Lazy River Lodge
53345 Riverview Dr La Pine OR

Lodge-style retreat on 2.7 private acres offers pristine Little Deschutes River frontage, a private dock, gazebo, walking path, and direct float access to La Pine State Park. Designed for connection and comfort, it features 5 bedrooms, 4.5 baths, two kitchens, multiple living areas, and space to host 14 people. Average income of ± $135K Gross Annual Income and projections of up to $165K!
Ask for income, video tour and transactional detail overview*
š July 2025 STR Recap: 100% Bonus Depreciation, Regulation Updates, Rate Watch & What Investors Need to Do by September
July was a milestone month for STR investors, with major tax incentives restored, regulatory shifts in key markets, and steady mortgage rates keeping the landscape competitive. If youāve been considering a purchase, now is the time to actāespecially if you want to qualify for full-year STR tax benefits in 2025. Hereās your updated monthly breakdown:
š STR Loophole Deadline: Why the Next 60 Days Matter
To qualify for material participation in 2025 and unlock the STR tax loophole, the clock is ticking. Hereās an example timeline for investors:
š Example: Closing in August or September to Qualify for 2025
⢠Close on Property: Before October 1, 2025⢠Place in Service: Property must be cleaned, furnished, and listed for rent ASAP⢠Start Logging Hours: You must meet material participation thresholds by Dec. 31, 2025
(500+ total hours, or 100+ hours and more than anyone else)
⢠Bookings Not Required: What matters is availability and your active involvement, not revenue
š Why It Matters: Closing by early fall gives you the runway needed to hit your hour requirements before year-end. This opens the door to writing off tens (or hundreds) of thousands via 100% bonus depreciationānewly revived for 2025.
š° 100% Bonus Depreciation Is Back (Retroactive!)
One of the biggest wins this year: 100% bonus depreciation was officially reinstated on July 4, 2025, as part of the One Big Beautiful Bill Act (OBBBA).
Key Benefits:
⢠Deduct full cost of furniture, appliances, renovations, and capital improvements in 2025
⢠Massive impact on high-income STR investorsāespecially those using cost segregation studies
⢠Retroactive for all of 2025 (not just post-July acquisitions)
š To qualify:
⢠Place assets in service by Dec 31, 2025
⢠Meet material participation rules
⢠Consider a cost segregation study to maximize deduction buckets
š July Mortgage Rate Trends ā Momentum is Down
Mortgage rates in July held mostly steady, but early August data shows aĀ slight downward shiftāa welcome sign for buyers and investors positioning for year-end.
July 2025 Averages:
30-Year Fixed:Ā 6.73%
15-Year Fixed:Ā 5.87%
30-Year Jumbo:Ā 6.82%
August 8 Snapshot:
30-Year Fixed:Ā 6.63%
15-Year Fixed:Ā 5.92%
30-Year Jumbo:Ā 6.65%
š Compared to this time last year (6.47% average), rates are only 0.16% higher. This could be a sign to lock in.
Twelve Waterfront Luxury STRs For Sale:
10277 Sweet Creek Rd Mapleton OR | 3 / 2 1792SF - Riverfront updated home and STR eligible. Asking $825,000
100 Rhododendron Dr Florence OR | 3 / 3 1952SF - Riverfront STR eligible. Target $795K- Asking $844,000
73028 Crannog Rd North Bend OR | 3 / 3 2652SF - Lakefront and STR eligible. New private well + Dune Access. Asking $879,000
1113 N Highway 101 UNIT 52,Ā Depoe Bay OR | 2 / 2 1348SF - Oceanfront townhome with STR zoning. Asking $925,000
4838 Lake Blvd Florence OR | 3 / 4 2752SF - Active STR. āTransferrableā Asking $975,000
84284 Alder Dr Florence OR | 3 / 3 2414SF - Lakefront active STR sold turn-key. Asking $1.190M
56532 Eclipse Dr Bend OR | 2 / 2 1650SF - Riverfront on the BIG Deschutes River. Asking $1.2M
93646 Mallard Ln North Bend | 4 / 4 3495SF - Bayfront high quality estate. Asking $1.25M
1209 S Prom Seaside OR | 3 / 3 2820SF - āOceanfrontā updated home & STR eligible. Asking $1.4M - Target $1.25M*
108 Sea Cliff Terr Brookings OR | 5 / 5 5571SF - Waterfront Estate. Eligible for Wander.com managment projected AGI $180K+ Asking $2.198M
17181 Merganser Dr Bend OR | 4 / 4 3624F - Riverfront Estate sold furnished. Asking $2.562M
7304 SW Pacific Coast Hwy Waldport OR | 8 / 6 5526SF - Oceanfront luxury STR with $200K± AGI. Asking $2.595M
šāšØ Our exclusive STR HOT SHEET is updated daily and features 100+ active and off market vacation rental properties for sale. Search 24/7/365 at www.sesemisheet.com
Thank you for reading this weekās edition of Sesemi STReet your premier information source for vacation Rental and investment property insight throughout Oregon & California.
Browse ALL active and eligible Oregon Coast vacation rentals listed for sale on our invite only STR HOT website SESEMI SHEET updated daily! Text for secret passcode.
Selling a property sometime soon? Supercharge your 1031 exchange search with HIGH ROI properties including: Apartment Complexes, RV & Mobile Parks, Storage, Industrial, Commercial and Development Opportunities.
P.S. As a licensed NMLS mortgage broker with Loan Factory - utilize our industry leading pricing tool for mortgage options anywhere in the country.
Anthony AJ Wong
Licensed Oregon Real Estate Broker | NMLS Mortgage Broker
Fathom Realty Oregon & Loan Factory
š 541-800-0455 | License #201231202
šĀ My WebsiteĀ | šBigger Pockets Feature Agent ProfileĀ | šļøBook 15 Minute STR Consultation
āļøĀ What Clients Say
šāšØĀ STR HOT Sheet
FL NMLS ID: 2297941
