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šāšØ Sesemi STR Hot Sheet | š² STR Mortgages
Dear Sesemi STReet -
We ran the numbers - and we have formally crossed the $30M in total Oregon Real Estate Sales volume! Thanks to all of our clients and tribe members that have made our continued growth sustainable š
š”Timing really is everything when it comes to the Short-Term Rental (STR) loophole.
Hereās why: to qualify, you (or your spouse) need to materially participate in the property. That means you must spend more hours on the property than anyone else. Yes, even more than your cleaners or property managers.
The good news is that the second half of the year can be the perfect time to buy.
ā·When you first acquire a property, all the hours spent setting it up, furnishing, listing, marketing, and preparing for guests may count toward your participation.
ā· Early on, you are not competing with endless cleaner turnover hours that build up over a full year.
ā·This makes it much easier for your hours to be the highest, which is the one of the keys to unlocking STR tax benefits.
If done correctly, this timing can help you qualify for the loophole and potentially use depreciation from your short-term rental to offset W-2 or active income in 2025. That can mean thousands of dollars in tax savings while building a profitable rental.
š©We have noticed a significant uptick in the pace of prime STRs going under contract - if youāre in the market for a 2025 STR acquisition our recommendation isā¦preparation - creates opportunity. Schedule your 15 minute consultation here!
š Mortgage Rates Plummet to 2024 Levels
In general, weaker jobs numbers prompt investors to buy bonds. When investors buy bonds, the price of those bonds goes up. When bond prices go up, rates go down.
Yesterdayās net effect is an average top tier 30yr fixed rate drop from 6.45% yesterday to 6.29% today. This is back in the same range as the low rates in the Fall of 2024.
Anticipate buyer activity and competition to accelerate as rates drop - by some estimates a 1% (now .75%) reduction in the average 30 year mortgage rate could add 500K+ buyers to the US market.
šāšØ Why use an STR-focused broker
We specialize in licensed, zoned STRs, 1031X timing, and turnkey luxury sales.
$25M+ in STR sales closed along the Oregon Coast & beyond; we underwrite revenue, compliance, and operationsānot just comps.
Our HOT Sheet tracks 99% of eligible STRs so you move smart.
šÆ HOT Sheet: 9 of 10 of our STR sales are first found on our exclusive and invite-only cheat sheet: Request access and visit sesemisheet.com
"For the last 2.5 years, AJ has been keeping an eye on a property that suited my family's needs. He sent me several, never pressuring us to make a decision. Our conversations centered on data and a strong understanding of our "buy box." I highly recommend AJ as an Oregon Coast realtor.ā
Featured Property :
1210 S Downing St Seaside OR | 3 / 2 1196SF - 1 of 5 Seaside homes Eligible for STR permit as of 9/5/25. Subject to 90 day application wait period*
šļø Thirteen STRs For Sale:
125 SE Salmon St Waldport OR | 3 / 2 1546SF - Within City Limits STR eligible outright. Asking $419,000
43390 Little Nestucca Rd Cloverdale OR | 2 / 1 1424SF - Active STR. Sold furnished. Asking $429,000
648 Painter Ln Depoe Bay OR | 2 / 2 1822SF - Commercial zoning for STR usages. Asking $478,000
45 NE Lane St #2 Depoe Bay OR | 2 / 2 1011SF - Active STR Condo. Grosses Ā± $45K Asking $492,000
89 NE Lane St Depoe Bay OR | 3 / 4 1787SF - Large Condo - Eligible for STR usages. Asking $545,000
260 N Pacific St Rockaway Beach OR | 2 / 3 1619SF - Ocean view townhome. Well maintained HOA. Active STR with transferrable permit. Asking $599,900
8243 NW Coast Rd Seal Rock OR | 2 / 2 1766SF - Updated Manufactured Home. Active STR. Asking $635,000
302 S Quadrant St Rockaway Beach OR | 3 / 3 1800SF - Active STR with transferrable license and motivated seller. Asking $725,000
333 Pacific View Rockaway Beach OR | 3 / 2 1936SF - Active ocean view STR with transferrable STR permit. Asking $745,000
602 N Pacific St Rockaway Beach OR | 6 / 3 2630SF- Active STR with transferrable STR Permit. Asking $795,000
1560 S Edgewood St Seaside OR | 3 / 3 1849SF - Constructed in 2022. Active STR. Eligible as of 8/15/25. Asking $849,000
1081 S Prom Seaside OR | 5 / 3 2108SF - Active STR eligible for new permit. Offers due by Monday. Asking $1.299M
54145 S Beach Rd Neskowin OR | 3 / 3 2500SF - Active STR on pace for $140K Gross. Asking $1.6M
šāšØ Our exclusive STR HOT SHEET is updated daily and features 100+ active and off market vacation rental properties for sale. Search 24/7/365 at www.sesemisheet.com
Thank you for reading this weekās edition of Sesemi STReet your premier information source for vacation Rental and investment property insight throughout Oregon & California.
Browse ALL active and eligible Oregon Coast vacation rentals listed for sale on our invite only STR HOT website SESEMI SHEET updated daily! Text for secret passcode.
Selling a property sometime soon? Supercharge your 1031 exchange search with HIGH ROI properties including: Apartment Complexes, RV & Mobile Parks, Storage, Industrial, Commercial and Development Opportunities.
P.S. As a licensed NMLS mortgage broker with Loan Factory - utilize our industry leading pricing tool for mortgage options anywhere in the country.
Anthony AJ Wong
Licensed Oregon Real Estate Broker | NMLS Mortgage Broker
Sesemi | STR Brokers powered by Fathom Realty Oregon & Loan Factory
š 541-800-0455 | License #201231202
šĀ My WebsiteĀ | šBigger Pockets Feature Agent ProfileĀ | šļøBook 15 Minute STR Consultation
āļøĀ What Clients Say
šāšØĀ STR HOT Sheet
FL NMLS ID: 2297941
