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Dear Sesemi STReet -

Mortgage rates ticked slightly lower today, capping off the week with a small downward move. This was boosted by comments from Federal Reserve Chair Jerome Powell suggesting a potential rate cut as early as September.

  • 30-Year Fixed: The going rate hovers in the 6.6% range, depending on the source:

    • Freddie Mac data shows steady at 6.58%, the lowest in nearly 10 months.

    • Other surveys put it between 6.57–6.63%.

    Why It Matters: This slightly softer trend may be tied to investor expectations that the Fed will cut rates soon—creating some breathing room for buyers in what remains a high-rate environment.

What This Means for You (Investors)

Locked-In Planning: A small dip now offers a tactical advantage, especially for buyers targeting Q4 closings before 2026.

STR Perspective: Lower mortgage rates improve financing math for STR purchases, especially when combined with strong first-year performance.

Watch the Fed: Keep an eye on upcoming economic data—like jobs and inflation reports in early September—that will influence the Fed's next steps.

Recent Testimonial:

AJ was incredible from start to finish. The localized knowledge, attention to detail, regulatory experience, STR focus, all top notch and I wouldnt look at any other realtor on the Greater Oregon Coast for a purchase.

Outside of very job specific qualities - he was thorough, professional, timely, and kind. Just provided us with an amazing experience. He will forever be a friend in our home.”

Featured Property : 88264 E Steel Lane Government Camp OR

Stunning newer luxury STR just outside of Mt Hood. Sold turn-key furnished.

Eight STRs For Sale:

  • 311 Maple St Brookings OR | 2 / 2 1211SF - Near beach STR eligible. Asking $425,000

  • 45 NE Lane St 2 Depoe Bay OR | 2 / 2 1011SF -Turn-Key STR with very productive rental history. Asking $492,000

  • 648 Painter Ln Depoe Bay OR | 2 / 2 1822SF - STR with Commercial zoning. Asking $515,000

  • 6755 McCoy Ave Bay City OR | 5 / 3 2092SF - Turn-Key STR. Eligible for re-permit confirmed 8/10/25. Asking $639,000

  • 89008 Towhee Rd Bandon OR | 4 / 3 3024SF - Custom log home near Bandon Dunes on acreage. Eligible for county permit. Motivated seller! Asking $719,000.

  • 88632 3rd Ave Florence OR | 1 / 1 609SF - Oceanfront Cottage on two tax lots. Asking $725,000

  • 1560 S Edgewood St Seaside OR | 3 / 3 1849SF - Constructed in 2022. Active STR. Eligible as of 8/15/25. Asking $849,000

  • 30900 Sandlake Rd Cloverdale OR | 5 / 3 4000SF - Active two-home STR on private lake with potential for $250K+ AGI. Asking $2.35M

👁‍🗨 Our exclusive STR HOT SHEET is updated daily and features 100+ active and off market vacation rental properties for sale. Search 24/7/365 at www.sesemisheet.com

Thank you for reading this week’s edition of Sesemi STReet your premier information source for vacation Rental and investment property insight throughout Oregon & California.

Browse ALL active and eligible Oregon Coast vacation rentals listed for sale on our invite only STR HOT website SESEMI SHEET updated daily! Text for secret passcode.

Selling a property sometime soon? Supercharge your 1031 exchange search with HIGH ROI properties including: Apartment Complexes, RV & Mobile Parks, Storage, Industrial, Commercial and Development Opportunities.

P.S. As a licensed NMLS mortgage broker with Loan Factory - utilize our industry leading pricing tool for mortgage options anywhere in the country.

Anthony AJ Wong
Licensed Oregon Real Estate Broker | NMLS Mortgage Broker
Fathom Realty Oregon & Loan Factory
📞 541-800-0455 | License #201231202
🌐 My Website | 👖Bigger Pockets Feature Agent Profile | 🗓️Book 15 Minute STR Consultation
⭐️ What Clients Say
👁‍🗨 STR HOT Sheet

FL NMLS ID: 2297941

Weekly curated list of the HOTTEST luxury vacation rental properties on market.

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