8
👁🗨 Sesemi STR Hot Sheet | 📲 STR Mortgages
Dear Sesemi STReet -
Happy (almost) Day of the Dead! Well wishes to all of our past friends and pets. We traveled to our BNB in Baja to honor our Cat that passed - Athena🖤💀
Sesemi STReet has a new look and easy to recall & share home: www.oregonstrs.com ALSO TWO Mortgage Sites to BOOKMARK:
specialmortgageoffers.com - the latest lender deals at the LOAN LIBRARY for Real Estate Pros & Professional Investors 📙
loanphysician.com - Mortgages for Medical Professionals 🩺
We are ecstatic to share that the the 4th quarter of 2025..will be out most productive yet! And that until someone tells us otherwise..we are the #1 Oregon Coast STR Broker by volume and sales the past two years! Check out some recent sales and pending transactions here:
Just Closed! Luxury Ocean View Seaside STR
Luxury Wander.com Ocean View Lincoln City STR
New Construction Turn-Key STR Townhome Waldport
⌛️ With almost no time to spare we can help you cross the finish line on a lucrative 2025 STR (confidently) and with material participation to spare! Test our proven STRrategy - and median introduction to contract of 30 DAYS!
🧐 STR vs. 1031 Exchange: The Overlooked Wealth Hack
🧾 For decades, investors have worshipped at the altar of the 1031 Exchange — selling one property, deferring capital gains, and rolling forward into the next deal. It’s a powerful strategy, but it’s also rigid, slow, and full of fine print. Enter the STR Loophole — a faster, more flexible path to tax savings and long-term growth.
Unlike a 1031, which locks your equity into a strict replacement timeline, the STR Loophole lets you depreciate a newly purchased short-term rental immediately — no sale, no exchange, no middleman. Through cost segregation and active participation rules, investors can offset active income (even W-2 wages) against paper losses created by depreciation.
That means - you could buy a coastal STR, furnish it, and potentially shelter tens — even hundreds — of thousands in taxable income this year. Try doing that with a 1031. Meanwhile, the 1031 Exchange only defers taxes until your next sale — the STR Loophole can eliminate them through continuous reinvestment and depreciation cycles. Combine that with real-time cash flow, lifestyle utility, and the ability to use the property yourself, and it’s no wonder high-income professionals are migrating from “swap ’til you drop” to “stay, play, and depreciate.”
The Bottom Line
1031 = defer taxes on gains from selling an investment property.
STR Loophole = deduct depreciation from income now, without selling.
Use both strategically, but don’t ignore the timing advantage of STR tax treatment while bonus depreciation still exists.
Strategic advantages of Real Estate Investment include using the tax code like a toolkit. And right now, the STR Loophole might be the sharpest tool investors have.
🟠 LOAN FACTORY and NMLS Mortgage Broker Mr. Joseph Chiofalo my trustworthy go-to loan officer of 20+ years. His 50+ Five Star Reviews often speak for themselves.
📉To compare your current Pre-Qual, Loan Scenario, Refinance options or get Pre-Approved visit Joseph’s page directly or contact us for further details. Better rates, lower down payments, higher loan amount qualifications and efficient service have and continue to be difference makers for investors!
Featured Property:
34715 Necarney Blvd Manzanita OR | 4 / 3 2000SF - Asking $1.125M
Manzanita vacation rental with rare transferrable STR Permit.
👀 9 MORE STRs For Sale:
2222 11th St Florence OR | 3 / 2 1666SF - Near old town. Vaulted ceilings. Asking $445,000
1590 SW Fairway Dr Waldport OR | 2 / 3 2469SF - Large home with bonus & sunroom. Asking $515,000 - Ask for Photos
7850 Pine Beach Loop Rockaway Beach OR | 3 / 2 1428SF - Active STR with transferrable STR permit. Back on market. Now Asking $585,000
4567 Heceta St Florence OR | 3 / 2 1440SF - Ocean view home eligible for STR Asking $689,000
88426 2nd Ave Florence OR | Oceanview home with $90K in Gross annual income. Asking $739,500
17460 Old Pacific Highway Rockaway Beach OR | Custom built home with transferrable STR Permit. Asking $799,000
1560 S Edgewood St Seaside OR | 3 / 3 1849SF - Constructed in 2022. Active STR. Eligible as of 8/15/25. Asking $799,000 - Exceptional home. Request photos*
2685 SW Beach Ave Lincoln City OR | 4 / 3 2646SF - Active Olivia Beach STR with strong rental performance. Now Asking $949,900
54145 S Beach Rd Neskowin OR | 3 / 3 2500SF - Luxury Ocean View Active STR with transferrable permit. OFF MARKET - Asking $1.6M *Ask for Projections
👁🗨 Our exclusive STR HOT SHEET is updated daily and features 100+ active and off market vacation rental properties for sale. Search 24/7/365 at www.sesemisheet.com
🏄🏽♂️ Why use an STR-focused broker
We specialize in licensed, zoned STRs, 1031X timing, and turn-key luxury sales so investors save time and capital.
$25M+ in STR sales closed along the Oregon Coast & beyond; we underwrite revenue, compliance, and operations—not just comps.
Our HOT Sheet tracks 99% of eligible STRs so you move smart.
🪄 HOT Sheet: 9 of 10 of our STR sales are first found on our exclusive and invite-only cheat sheet: Request access and visit sesemisheet.com
Thank you for reading this week’s edition of Sesemi STReet your premier information source for vacation Rental and investment property insight throughout Oregon & California.
Anthony AJ Wong
Licensed Oregon Real Estate Broker | NMLS Mortgage Broker
Sesemi | STR Brokers powered by Fathom Realty Oregon + Loan Factory
📞 541-800-0455
🌐 My Website | 👖Bigger Pockets Feature Agent Profile | 🗓️Book 15 Minute STR Consultation
⭐️ What Clients Say
👁🗨 STR HOT Sheet
License #201231202 | FL NMLS ID: 2297941
P.S. As a licensed NMLS mortgage broker with Loan Factory - utilize our industry leading pricing tool for mortgage options anywhere in the country. Our loan system is designed for busy professionals that demand transparency and efficiency.
